As for the main financial indicators, equity capital was 310.1 billion yen, interest bearing liabilities 525.6 billion yen, DER 170%, NET DER 107%, and equity ratio 29.
Whether changes in banks' capital adequacy ratios affect their lending behavior and result in greater fluctuations in economic activity will depend on banks' management of their capital buffers and the prevailing financial and economic conditions.
New regulations have been introduced and existing regulations, including capital adequacy ratios, have been tightened in the quest to establish a more stable financial system.
Sanritsu Koki Co., Ltd.” was changed as the high-profit and superior enterprise in local area immediately and drastically which capital-adequacy ratio exceeded much more than 90% due to the Management's rationalization by GOKO.
Another important point to be raised concerns the relationship between the Basel Accord(BIS rules) and the financial crisis, specifically the procyclicality of capital adequacy requirements.
For example, as a framework for preempting crisis, discussions are underway on the capital adequacy ratio and review of financial regulations and supervisory system.
New regulations have been introduced and existing regulations like capital adequacy ratios have been tightened in the quest to establish a more stable financial system.
Shift in themes aiming for improving the quality of people's lives and addressing their concerns Osaka Gas saw its capital adequacy ratio standing at an impressive 51.5% in its financial statement for fiscal 2017, a result indicating that the Company's financial standing has been solid.
Its capital adequacy ratio(CAR) under Basel II standards was 10.2 per cent, while its non-performing loan(NPL) ratio is 2.2 per cent, with zero legacy loans sold to the Vietnam Asset Management Company(VAMC).
Concerning capital adequacy ratios for banks, one issue that has been identified is the procyclicality caused by the decrease in credit risk during an economic boom and the increase in credit risk during a recession, but profits and losses related to financial market transactions show a similar procyclical tendency.
It is valuable to semi-automate a part of the judgment process under conditions actually used until last year, although conventionally persons in charge of financing had to judge based on data of target companies such as capital adequacy ratio, plus his/ her experience and intuition.
Thus, capital adequacy requirements are considered to have the effect of amplifying business cycles.10 The procyclicality of capital adequacy requirements has been criticized for exacerbating the economic downturn in the current financial crisis.
Regional financial institutions have become more active in domestic lending to middle-risk firms and the real estate industry, as well as in securities investment. However, as they have generally not been able to secure profits commensurate with the increase in risk-weighted assets, their capital adequacy ratios and stress resilience have declined moderately.
However, regional banks' core profitability has continued to decrease amid both the prolonged low interest rate environment and the persistent decline in the population and the number of firms, and their capital adequacy ratios have also gradually decreased.
Watering of capital adequacy ratio of banks Capital adequacy ratio of banks is padded by deferred tax assets and injected public funds(Kashyap, Okina, Iwata). Hoshi and Kashyap anticipated that major banks pretend to have"healthy" capital adequacy ratio of more than 10%, when the results of special inspection are revealed.
Capital Adequacy Ratio(CAR) calculated as per the QCB and Basel III requirements stood at 15.4% as at 30 September 2017(18.0% including profitability up to 30 September 2017), higher than the regulatory minimum requirements of the Qatar Central Bank and Basel Committee.
Consolidated and non-consolidated ratios calculated based on the law concerning the business category to which the applicant belongs.(b) If an applicant's parent company is a bank holding company, in addition to above(a), such bank holding company's capital adequacy ratio* on a consolidated basis must satisfy the requirements set forth by the statutory regulations.
Central to the issue is how to balance public regulation and self-discipline at private financial institutions as well as capital adequacy regulation and other forms of public regulation.7 Given the limited liability of stockholders, strengthening capital adequacy regulation alone will not be effective enough to constrain the short-sighted behavior of stockholders and business executives.
The new Basel III capital-adequacy ratios, the ECB's upcoming asset-quality review and stress tests, and even the European Union's competition rules(which force banks to contract credit if they receive state aid) all imply that banks will have to focus on raising capital- and thus not providing the financing needed for economic growth.
The new Basel III capital-adequacy ratios, the ECB's upcoming asset-quality review and stress tests, and even the European Union's competition rules(which force banks to contract credit if they receive state aid) all imply that banks will have to focus on raising capital at the expense of providing the financing needed for economic growth.
English
中文
عربى
Български
বাংলা
Český
Dansk
Deutsch
Ελληνικά
Español
Suomi
Français
עִברִית
हिंदी
Hrvatski
Magyar
Bahasa indonesia
Italiano
Қазақ
한국어
മലയാളം
मराठी
Bahasa malay
Nederlands
Norsk
Polski
Português
Română
Русский
Slovenský
Slovenski
Српски
Svenska
தமிழ்
తెలుగు
ไทย
Tagalog
Turkce
Українська
اردو
Tiếng việt